ARE EARNED
Make your journey even more rewarding with the Scotiabank® GM®* Visa* Card. Collect GM Earnings1 toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle on qualifying everyday purchases.
Your GM Card can immediately be put to good use. Just signing up and activating your Scotiabank® GM®* Visa* Card unlocks multiple offers only available to our card holders.


No Redemption Caps
There is no limit to how many Earnings1 you can accumulate and how much you can redeem toward a vehicle
5% Earnings1
On the first $10,000 of eligible net purchases annually
No Expiry
Earnings1 do not expire as long as you are a Cardholder

Scotiabank® GM®* Visa* Business Card
No Redemption Caps
There is no limit to how many Earnings1 you can accumulate and how much you can redeem toward a vehicle
5% Earnings1
On the first $10,000 of eligible net purchases annually
No Expiry
Earnings1 do not expire as long as you are a Cardholder

$0 Annual fee
There is no limit to how many Earnings1 you can accumulate and how much you can redeem toward a vehicle
5% Earnings1
On the first $5,000 of net purchases annually
No Expiry
Earnings1 do not expire as long as you are a Cardholder
Take advantage of current offers and incentives that can be combined with your GM Card Earnings1. Check here for NewRoads Chevrolet Buick GMC latest offers.

(888) 350-4873
Monday - Friday: 8 a.m. to 8 p.m. (EST)
Saturday & Sunday: Closed
a. Earnings
1 may be applied toward the Total Purchase Price or lease down payment of any eligible new Chevrolet, Buick, GMC, or Cadillac vehicle. The “Total Purchase Price” consists of the vehicle price (up to the Manufacturer’s Suggested Retail Price), freight and PDI, air tax, and applicable sales taxes. The “Total Purchase Price” excludes costs associated with licensing, registration, insurance, dealer fees, accessories, additional options, extended warranties, maintenance or service plans and other services such as OnStar and SiriusXM.
a. You will earn
1 5% in GM Earnings on the first $10,000 of net purchases made annually with your GM Visa Card, and 2% thereafter in GM Earnings on net purchases. GM Earnings are not awarded for cash advances, balance transfers, Scotia® Credit Card Cheques, credit vouchers, payments, returns, fees or interest.
a. You will earn
1 5% in GM Earnings on the first $5,000 of net purchases made annually with your GM Visa Card, and 2% thereafter in GM Earnings on net purchases. GM Earnings are not awarded for cash advances, balance transfers, Scotia® Credit Card Cheques, credit vouchers, payments, returns, fees or interest.
a. If you cancel your credit card, your credit privileges are revoked or your account is closed, your GM Earnings must be redeemed within 90 days or they will be forfeited. If your account is not in good standing, GM Earnings are not eligible for redemption. Please refer to the GM Card Earnings Program Terms and Conditions for details.
** The two (2) Lube-Oil-Filter service benefits provided under the Scotiabank® GM Visa® Card LOF Program include ACDelco oil and filter changes, which are available for redemption upon expiration of the benefits provided under GM’s New Vehicle LOF Program, must be performed at participating, authorized Canadian GM Dealers. Fluid top offs, inspections, tire rotations, wheel alignments and balancing, etc. are not covered. Offer may not be redeemed for cash and may not be combined with certain other consumer incentives available on GM vehicles.
The Scotiabank® GM Visa® Card LOF benefits initially attach to an eligible VIN, for which the original purchaser/lessee is a qualified primary cardholder of a Scotiabank® GM Visa® card; however any unredeemed benefits are transferable during the 2 year/48,000 km redemption period to subsequent purchasers/lessees, regardless whether the subsequent purchaser/lessee is an active Scotiabank® GM Visa® cardholder. Customers are not required to provide their GM Card account number at the time of redemption.
This Offer can be provided to the same primary cardholder of a Scotiabank® GM Visa® card, if they purchase or lease more than one (1) new eligible 2021 or 2022 Chevrolet (excluding Bolt EV or Bolt-EUV), Buick or GMC Vehicle. General Motors of Canada Company and its participating authorized dealers reserve the right to amend, terminate or withdraw their participation in this program in whole or in part, at any time without prior notice. Additional conditions and limitations apply. See dealer for details.